Of Americans who have health coverage, nearly 60 percent secure that coverage through an employer-sponsored plan, often called group health insurance. Employer-sponsored health insurance is a health policy selected and purchased by your employer and offered to eligible employees and their dependents. Jump to Employer sponsored - Employer-Sponsored Health Insurance Premiums and Deductibles. 10-Year Premium and Deductible Trends in Employer-Sponsored Coverage. Hover over . Visit Healthcare.gov to see the health care options at the Health Insurance Marketplace. . Contact your employer or your insurance company for assistance.