North Carolina Medicaid and Health Choice offer different ways that may help pay for some or all of the cost of health care. Each program helps people and families with certain health needs, and income and resource limits. . STEP 2: Apply for Medicaid or Health Choice. The North Carolina Health Choice (NCHC) is a health insurance program for children of families who make too much to qualify for Medicaid, but too little to afford . Program Description. As of October 1998, families who have a total household income that is too high to qualify for Medicaid but too low to afford rising health . NC Health Choice is a state supported insurance program that covers the children of working families that have income too high for Medicaid coverage but . Q. What is North Carolina's Children's Health Insurance Program? A. As of October 1998, families who make too much money to qualify for Medicaid but too little . children from birth through age 18. Who is it for? NC Health Choice is for children who have family incomes that are too high for. Medicaid coverage, but equal to . NC Health Choice is a free or reduced cost health insurance program for uninsured .. who are financially eligible for Medicaid can not obtain NC Health Choice. Each child is first evaluated for Medicaid (Health Check) before being evaluated for NC Health Choice. Approved NC Health Choice applicants receive a health . N C Med J. 2004 Jan-Feb;65(1):6-11. Moving from Medicaid to North Carolina Health Choice: changes in access to dental care for NC children. Slifkin RT(1) .